ANDREY DIMITRASHUK Mortgage Loan Officer in Folsom, CA
Home Loans for Buyers, Homeowners & Real Estate Investors
Andrey Dimitrashuk helps borrowers throughout Folsom, Sacramento, and California find mortgage solutions for home purchases, refinancing, self-employed income, jumbo financing, investment properties, and complex financial situations.
Specialized guidance is available for Bank Statement, Non-QM, DSCR, conventional, FHA, VA, jumbo, home equity, and other available mortgage programs.
English • Russian • Ukrainian
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Home Loans in Folsom, California
Alternative Loans (Non-QM)
Alternative loans are flexible financing solutions designed for borrowers who may not qualify for conventional mortgage products. They offer creative underwriting options including Bank Statement programs, Asset-Based lending, and DSCR loans for unique financial situations.
Jumbo Loans
Jumbo loans are mortgage products that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, making them ideal for financing high-value properties. They typically require strong credit, higher down payments, and solid financial reserves to qualify.
FHA & VA Home Loans
FHA loans may offer lower down-payment and more flexible credit requirements, while VA loans can provide eligible veterans, active-duty service members, and qualifying surviving spouses with significant home-financing benefits.
Conventional Loans
Conventional mortgages offer flexible financing for primary residences, second homes, and investment properties. Eligible borrowers may qualify for certain fixed-rate conventional programs with as little as 3% down. Private mortgage insurance generally applies when the down payment is less than 20%.
Home Equity Loan
Access a portion of your home's available equity without necessarily replacing your existing first mortgage. A home equity loan may provide funds for home improvements, debt consolidation, major expenses, or other financial goals, subject to program eligibility.
Bridge Loan
Bridge financing can help eligible homeowners access funds or purchase a new home before completing the sale of their current property. It can be useful when timing the purchase and sale of two homes doesn't line up perfectly.
Bank Statement Loans
Instead of relying primarily on traditional tax-return income, Bank Statement Loans evaluate qualifying deposits reflected on personal or business bank statements.
We offer a range of home loan solutions to fit your needs — helping you find the right path to homeownership.
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About Andrey
Transparency, integrity, and trust form the foundation of our relationships with clients. We pride ourselves on providing objective advice, staying current with market trends, and adapting our strategies to the evolving financial landscape.
Home Ownership Made Easy
Educate yourself through various videos about mortgages on my YouTube channel.
Andrey Dimitrashuk
Mortgage Loan Originator
Folsom Office
785 Orchard Dr #250
Folsom, CA 95630
Hours: Open 24 hours (by appointment after normal business hours)
Languages: English · Russian · Ukrainian
Языки: Английский · Русский · Украинский
Мови: Англійська · Російська · Українська
Rocket Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
California: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
© 2026 Loans by Drey, a DBA of Andrey Dimitrashuk operating under Rocket Mortgage. All rights reserved.
Last updated: October 6, 2026