Economic & Market Insights 12/12/25

For more details on each topic, Click Here

U.S. Economy

The economy is heading toward slower growth in 2026, with consumer spending easing and the job market cooling as higher interest rates take effect.

Federal Reserve

The Fed will likely pause additional rate cuts in early 2026 if inflation doesn’t drop further, especially if government spending continues fueling demand.

Housing

2026 may bring slightly lower mortgage rates, but affordability will remain a challenge due to high home prices and limited supply.

Energy

Natural gas prices are expected to rise this winter, driven by cold weather and increasing exports, though long-term prices will stay relatively low.

Global Economy

Global economic growth is cooling, particularly in Europe and China, with geopolitical uncertainty and tighter financial conditions weighing on business activity.

Tech

Quantum computing is inching closer to mainstream use, with companies exploring real-world applications in logistics, finance, and pharmaceuticals.

Politics

Congress faces a tense start to 2026 with major fiscal deadlines looming, political gridlock expected, and both parties gearing up for midterm messaging battles.

Congress

A short-term spending patch is likely in January to avert a government shutdown, but major funding decisions will be postponed again.

Trade

U.S.-China trade tensions persist, with new tariffs possible, while the U.S. also sharpens its focus on export restrictions for sensitive technologies.

Regulations

Expect stricter federal rules on junk fees, consumer data use, and mergers as agencies like the FTC and CFPB push forward with Biden-era policies.

For more details on each topic, Click Here